At last, you have the power to offer a Fortune 500-type benefits program for employees and their families working for your small or medium-size business.
How important could this be for your success when unemployment is at uncertain levels and employees are free to choose who benefits from their abilities?
With NAM Health Care, member companies and their employees will have access to medical, dental, vision and life insurance built specifically for small to medium-sized manufacturers, offered through a simplified web-based platform. NAM Health Care utilizes UnitedHealthcare’s largest preferred provider organizations and Mercer’s Multiple Employer Solutions.
Mercer’s Multiple Employer Solutions is a one-stop web-based onboarding solution that makes the benefits buying and enrollment experience easy for our members and their employees.
NAM Health Care will be offered across the country, your business location will determine which offering you are eligible for — Association Health Plan (AHP) or Affinity Small Group (ASG).
CAN’T OFFER YOUR EMPLOYEES ACA-COMPLIANT HEALTH INSURANCE?
NOW YOU CAN!
ALREADY OFFER COVERAGE? THESE PLANS MAY SAVE YOU ON YOUR HEALTH CARE PREMIUMS
Mercer’s web-based onboarding process can get the information most important to your company such as which benefits are available, your cost, and how to roll out benefits to your employees.
Using the onboarding solution, you can:
Once you have signed up, Mercer’s technology-based enrollment system will provide a streamlined, easy-to-use shopping experience. In addition to clearly explaining the benefits available, the site provides guided shopping tools to help your employees select the most appropriate plans and benefits to fit their family's needs.
What Is an AHP?
What Is an ASG?
Who Is Eligible to Participate in These Plans?
Who Will Operate the Plans?
What Will the Plan Cost Me?
What Employee Coverage Will Be Available?
Do I Need to Offer All Plans or Can I Choose Which Ones?
How Many Employees Do I Need to Have?
If your business is located in an AHP state, in order to get a quote you need to have a minimum of 2 eligible employees and a maximum of 100 eligible employees. Please note that in order to participate in the plan, you must have a minimum of two employees enrolled. You will need 50% of your eligible employees to participate in the plan.
If your business is located in an Affinity Small Group state, the minimum participation requirements will vary. In order to be eligible for the Affinity Small Group plans, you need to have a minimum of either 2 or 5 enrolled employees. Please see the map to determine what the minimum is for your state. The Affinity Small Group plans are only available to employers with a maximum of 50 employees, except for California which allows up to a maximum of 100 employees. Many states require a minimum of 50% of your eligible employees to enroll in medical coverage, however, some states do have higher requirements. Please reach out if you have questions.
Who Underwrites Coverage?
Who Is Mercer?
How Do I Roll Out These Plans to My Employees?
When Will the Plan Be Available to My Business?
Can I Offer NAM Health Care in Addition to Existing Health Insurance?
How Long Are My Rates Guaranteed?
What If My State is Shown as a Later Effective Date or Out of Scope?
What if I am Not the Employer, But an Employee of a Member Organization?
NAM Health Care is fully ACA-compliant, administered by Mercer and sponsored by the National Association of Manufacturers (NAM), of which the Nevada Manufacturers Association (NMA) is an affiliate member. Medical, Dental, Vision and Life insurance are underwritten by UnitedHealthcare®. Plans are not available to member employers in all states. All licensed and appointed agents with UnitedHealthcare have the ability to sell the NAM Health Care offering through an open-distribution model.
Situs in Michigan.